A written portfolio review
Your cash position, the important findings and the evidence or gaps behind them.
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X-RAY BY NEXUM
Pilot in preparationFor residential landlords
See what your properties really leave you.
Look beyond the headline rent. X-Ray reviews income, running costs and borrowing payments property by property, explains the figures that need checking, and helps you identify what to investigate next.
THE PROPOSED OFFER
Know what
you would receive.
A proposed portfolio review that turns rental records into a clear cash picture and a prioritised action plan.
Editable property cash schedules
Rental receipts, operating costs, mortgage interest and capital repayments shown separately.
A 90-day action plan
Priorities with an owner, due date and the evidence needed to move forward.
A findings conversation
A 60-minute call, plus one consolidated clarification round within 14 days of delivery.
EXPLORE A SAMPLE REVIEW
The rent is only
part of the picture.
A fictional three-property example. These figures demonstrate the method; they are not client results.
X-RAY / EXAMPLE PORTFOLIO
£4,250 monthly rent.
£787.50 monthly cash surplus.
| Annual measure | Property A | Property B | Property C | Portfolio |
|---|---|---|---|---|
| Rent at full occupancy | 15,000 | 19,200 | 16,800 | 51,000 |
| Rent received | 14,250 | 19,200 | 14,700 | 48,150 |
| Operating costs paid | 3,300 | 3,600 | 6,600 | 13,500 |
| Mortgage interest | 7,200 | 7,800 | 9,000 | 24,000 |
| Mortgage capital repaid | 1,200 | 0 | 0 | 1,200 |
| Cash surplus before tax | 2,550 | 7,800 | −900 | 9,450 |
| Closing rent arrears | 1,250 | 0 | 700 | 1,950 |
Property B supplies most of the surplus.
Its £7,800 contribution represents approximately 83% of the portfolio’s cash surplus in this example.
A loss needs context.
Property C’s £900 loss includes a £2,400 one-off repair. That result alone is insufficient evidence to sell.
Give each question a next step.
Reconcile £1,950 of closing arrears, investigate two similar expense entries and obtain current finance information.
Before tax, capital works and owner drawings. Arrears are shown separately and are not deducted twice. No saving or recovery is claimed.
Download the sample scheduleHOW IT WORKS
A clear next step.
At every stage.
Adam will contact you to discuss your properties, records and the decision you face. Scope, seller details, terms and a start date will be confirmed before a booking or payment.
- 01
Check the fit
Discuss the properties, your question and the available records.
- 02
Agree and review
Confirm the scope and dates, accept the records and trace the figures.
- 03
Turn findings into priorities
Review the report together and agree the next investigations.
BEFORE YOU GET IN TOUCH
Your questions.
Clear answers.
X-RAY
Request a fit call.
Adam will contact you to discuss your properties, records and the decision you face. Scope, seller details, terms and a start date will be confirmed before a booking or payment.
AH
Adam HendersonFounder · Nexumadam@nexumhq.co.uk